I have to admit, buying a top smartphone on contract does appeal financially. Thanks to Ewan for pointing out that 3 just added the Nokia N95 8GB to their online shop with no initial bulk outlay, £15 a month 'rental' (i.e. buy it bit by bit) and £15 voice plan. So the same £480 as you'd pay SIM-free up front, but with your calls, Skype, texts for 18 months? Unlimited data (of the browsing kind) is an extra £5 per month and the first 500 customers get a free set of speakers. Seems like a good deal to me. (via Ewan)